Accept stablecoin payments, worldwide.
receivecoins.com lets your business accept USDT, USDC and DAI from other businesses and individual customers, and send payments out just as easily. Settle to our built-in wallet or straight to your own, via API or a payment link.
Three steps to your first settlement
Integrate once, and every payment after that follows the same quiet path between your wallet and theirs.
Connect
Integrate the API into your checkout, or skip the code entirely: create payment pages and receive payments manually from your Merchant Panel. Send payments out the same way, whenever you need to.
Receive & Send
Your customer pays in their stablecoin or crypto of choice, confirmed on-chain within seconds. Send coins out to others just as easily, whenever you need to.
Settle
Your balance stays in the coins you received, exactly as they arrived. Settlement runs continuously, with no banking hours.
Everything a merchant needs, nothing they don't
A focused set of tools for receiving, sending, and managing crypto payments.
Receive coins
Accept stablecoin payments from other businesses and individual customers, confirmed on-chain within seconds. 140+ processing currencies supported (USD, EUR, GBP, AED, BRL...). You always settle in coin.
Send coins
Send payments out just as easily as you receive them, whenever you need to.
Choose your settlement wallet
Collect coins in our built-in wallet, ready to use immediately with no setup, or connect your own via WalletConnect and route funds straight to your own keys. The choice is yours.
Smart contract fees
Fees are calculated automatically by smart contract, with no manual handling and no human involvement.
Ledger activity
A complete, private record of every transaction that moves through your account.
Reporting
Generate reports and export your activity whenever you need it, in the format you need.
Blockchain monitoring
Set your own risk threshold and screen incoming coins automatically. Off by default, on if you want it.
Optional, to reduce riskAPI
Everything runs through a single API, so you can plug receivecoins.com in as a payment gateway behind your own cashier, CRM, or other systems.
Two settlement modes, both fully secure. Choose the one that fits how you want to operate.
Your Wallet
Connect your own wallet via WalletConnect and settle directly to an address you control. receivecoins.com does not need to hold your funds.
receivecoins.com Settlement Wallet
Incoming payments land in per-payment wallets, then sweep automatically into your dedicated receivecoins.com Settlement Wallet, segregated to your account and ready when you want to withdraw.
Stablecoins first, major assets too
Your customers pay in what they already hold, and it settles in that same asset. Automatic conversion between assets is on the roadmap.
Checkout displays the price in your customer's local currency, including 140+ currencies such as USD, EUR, GBP, AED, and BRL, and converts it automatically. You always settle in coin.
Infrastructure built around minimal exposure
Your transaction activity is handled with minimal necessary data exposure, built into the infrastructure rather than added as an afterthought.
Minimal data retention
We store only what's required to settle a payment. Nothing more.
Built to be verifiable
Every payment is recorded on-chain, settlement can go directly to a wallet you control, and transaction status can be independently verified. You don't have to take our word for it.
MPC wallet technology
Private keys are split across multiple parties using multi-party computation, so no single point ever holds a complete key. Nothing to steal in one place.
Segregated merchant balances
Funds are held in segregated wallets per merchant, never pooled with other customers' balances.
Core infrastructure, built in-house
Core payment infrastructure and smart contracts are developed and maintained in-house by our own security team.
Optional blockchain risk screening
Configure transaction risk monitoring based on your business and compliance requirements. Screening can be toggled on or off per transaction, not just at the account level. Availability and configuration may depend on your risk profile and applicable requirements.
Optional blockchain risk screening
Turn it on from your dashboard and set a risk threshold that matches your business and compliance needs. Availability and configuration may depend on your risk profile and applicable requirements.
Your own risk threshold
Set a percentage-based risk threshold for incoming transactions, configured to your business and compliance requirements.
Automatic or reviewed refunds
Transactions outside your configured threshold are handled per your settings: returned automatically, or routed to your operations team for manual review before anything touches your balance.
Fewer downstream holds
By screening incoming transactions up front, your outgoing transfers are less likely to get flagged later.
One fee schedule, any coin
Your fee is based on your total volume over the trailing 30 days, and applies the same way no matter which supported coin you receive.
| Last 30 days volume | Fee |
|---|---|
| Under 100,000 USDT | 2.00% |
| 100,000 USDT and above | 1.50% |
| 500,000 USDT and above | 1.00% |
| 1,000,000 USDT and above | 0.75% |
| 10,000,000 USDT and above | 0.50% |
| 20,000,000 USDT and above | 0.25% |
Volume is calculated in USDT-equivalent terms across all coins you receive. This schedule covers receiving; sending payments out carries a separate fee shown in your dashboard before you confirm. Blockchain network (gas) fees are separate from both and go to the network, not to receivecoins.com.
The fee is taken by smart contract, not by a person. A payment lands, the contract deducts the fee at settlement, and the rest moves to your wallet. No invoicing, no manual reconciliation, no one on either side who has to get it right by hand.
